Welcome to SP Benefits
Today, more than ever before, employers need a “custom” employee benefits solution that works for their organization. SP Benefits is uniquely positioned to provide you with a level of customized service, flexibility and support that is unparalleled in the industry.
Our Strategy
Controlling benefit costs is a critical component of our solutions. You see significant, measurable dollar savings on today’s claim costs through local, regional and national networks. Our competitive strength gives you the advantage. When you partner with us, we can help you manage tomorrow’s risk, so you gain further cost benefits through a healthier, productive work force using integrated care management and wellness solutions. We can help employers design and manage their benefit plan to meet the unique needs of their employees.
Our Services
Employers Insurance
One of the major differences between individual insurance and group insurance would be the number of lives insured under the policy. With individual policies one or two lives would normally be insured while in a group plan several lives would be insured under a Master Contract. Group plans provide a Master Contract between an employer and the Insurance Company. The employees would receive a document known as a Certificate of Insurance which would provide the specific coverage. Another major difference would involve the underwriting process.
Business Insurance
Business Insurance also referred to as Comprehensive Commercial Liability coverage is the most basic type of commercial insurance and is limited to liability claims of bodily injury or property damage. Coverage is provided for accidents on your premises or at your customer’s location. A package policy for general liability and property also provides coverage for theft or destruction of the company’s hardware, software and office furnishings or equipment to a specified amount.
Business Insurance
Business Insurance also referred to as Comprehensive Commercial Liability coverage is the most basic type of commercial insurance and is limited to liability claims of bodily injury or property damage. Coverage is provided for accidents on your premises or at your customer’s location. A package policy for general liability and property also provides coverage for theft or destruction of the company’s hardware, software and office furnishings or equipment to a specified amount.
Personal Insurance
Personal insurance is a contract between the policy owner and the insurer, where the insurer agrees to pay a sum of money upon the occurrence of the insured’s death. In return, the policyowner (or policy payor) agrees to pay a stipulated amount called a premium at regular intervals.
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